What is the definition of Good Travel Insurance?

"Good travel insurance is like a trusty sidekick for your vacation plans, but instead of saving you from a bear in the woods or a plane delay, it's more likely to save you from the existential dread of forgetting your wallet or getting stuck in a time loop of airport security."

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Now, here's an unsettling example sentence: "With good travel insurance, I decided to take a road trip across the wasteland, only to find out that the only thing I got was a black hole and a terrible case of jet lag."